Guidelines in DOHA decisions · Guideline F

Guideline F: Financial Considerations

How published DOHA decisions with Financial Considerations as their primary guideline came out, before and after SEAD 4, and which of the guideline's conditions they cite most.

What does SEAD 4 say about Guideline F?

“Failure to live within one's means, satisfy debts, and meet financial obligations may indicate poor self-control, lack of judgment, or unwillingness to abide by rules and regulations, all of which can raise questions about an individual's reliability, trustworthiness, and ability to protect classified or sensitive information.”

SEAD 4, Appendix A, ¶18 (The Concern), first sentence. The disqualifying conditions are ¶19; the mitigating conditions ¶20.

How did the decisions come out?

Decisions16,726 with this primary guideline; 2,372 of them Appeal Board decisions
Initial decisionsGranted: 33% of 14,354 (95% interval 32%–34%)
Before SEAD 4Granted: 36% of 8,983 (95% interval 35%–37%)
After SEAD 4Granted: 27% of 5,374 (95% interval 26%–28%)

Which conditions do the decisions cite most?

Disqualifying conditions (¶19)
  • ¶19(c) cited in 4,869 of 6,300 decisions
  • ¶19(a) cited in 4,753 of 6,300 decisions
  • ¶19(f) cited in 1,801 of 6,300 decisions
  • ¶19(b) cited in 1,650 of 6,300 decisions
  • ¶19(e) cited in 134 of 6,300 decisions
Mitigating conditions (¶20)
  • ¶20(b) cited in 4,706 of 6,300 decisions
  • ¶20(a) cited in 4,481 of 6,300 decisions
  • ¶20(d) cited in 3,270 of 6,300 decisions
  • ¶20(c) cited in 2,354 of 6,300 decisions
  • ¶20(g) cited in 1,345 of 6,300 decisions

5,507 of the 6,300 decisions since June 8, 2017 cite at least one condition. Read each condition's wording in SEAD 4, Appendix A, ¶19 and ¶20.

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How these figures are made

DecisionsThe 31,489 published DOHA decisions in the Adjudication Atlas (1996–2026), converted from the library on 2026-09-28. Metadata only: no decision text.
Primary guidelineFrom each decision's Formal Findings: the first guideline found against the applicant, or for a grant the first listed.
Grant rateInitial decisions only (Appeal Board decisions are counted separately), among those with a known outcome; remanded decisions have no result and are left out. A rate is shown only from 20 known outcomes, with its 95% Wilson interval.
Before and after SEAD 4By decision date: on or after June 8, 2017 is after SEAD 4.
Cited conditionsCounted in decisions dated on or after June 8, 2017, so the paragraph numbers are SEAD 4's. A citation is not a finding: judges also cite conditions they find do not apply.

Guideline text: SEAD 4, National Security Adjudicative Guidelines (effective June 8, 2017), Appendix A; quoted from the Department of Energy's copy, checked . Figures: Atlas d5c6b37. Describes published decisions; does not predict any case. Not legal advice.